FutureScholar Planner Mobile App Disclaimer

Effective Date: December 12, 2025

This app does not represent any government entity. It is a private initiative. All content in this app is provided in good faith and is for informational purposes only. For official government services or information, please contact the relevant government agency directly or visit official government websites.

The suggestions, calculations, or projections provided by this app are calculation results based on user-provided data and publicly available information. They are not a substitute for personalized advice from a qualified financial planner, accountant, or tax professional. The information and tools within this application are not and should not be considered professional financial, investment, accounting, or tax advice. We strongly recommend consulting a professional before making any financial decisions regarding your RESP contributions.

No Guarantee or Warranties: PDS Inc. does not guarantee the accuracy, completeness, or reliability of the information within the app. Financial markets, government grants, and tax rules are subject to change without notice, and the app may not reflect the most current information. PDS Inc. assumes no responsibility for any errors or omissions in the content.

Assumption of Risk: Your use of this application and any reliance on the information provided is at your own risk. PDS Inc., its employees, and affiliates will not be liable for any damages, losses, or costs arising from your use of the app or your financial decisions related to your RESP. You are solely responsible for your contributions and ensuring they comply with all RESP rules and limits.

No Liability: PDS Inc. expressly disclaims all liability for any direct, indirect, or consequential loss or damage incurred by any user in connection with this app or in reliance on the information provided within it.

Third-Party Information: The app may contain links to external websites or information from third parties for convenience. PDS Inc. is not responsible for the accuracy or content of any third-party websites or services.

By using this application, you acknowledge and agree to this disclaimer and all its terms.

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